In that situation, for the people of UK, mostly there is a suitable service being provided by some of the major financial institution that is termed as a bad credit loan.
You can get the approval easily and in a fast manner if you can prove that you can easily repay the whole loan money without any problem and delay.
You can select unsecured loan if you do not have any collateral as security against the loan.
The loan application called the (1003) will tell a story of your financial picture.
If you want to conserve time look to get a home loan banker who can give you immediate approval.
Nowadays, once in life-time circumstances persuade you to apply for the loan.